Welcome to our website

We may be the smallest bank in the county, by assets, but as we all have seen, bigger is not always better. So find out what real Community Banking is about and give us a try. We will do everything we can to earn your business. We encourage you to ask around about us and hear from our current customers and those that aren’t. We think you will like what you hear.

The Downs Bank has been locally owned and serving the local area since 1919. We pride ourselves in truly being a Community Bank in every sense of the word and have focused our services on the local area, period.

CONSUMER ALERT: E-mails fraudulently claiming to be from the FDIC are attempting to get recipients to click on a link to steal private information.

Online Banking Login

Please enter your username below and then password on the following page to login to our 100% Secure Online Banking System.

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Let us help you bank smarter with checking and savings accounts, loans, banking packages, Internet Banking, Email Statements and much more!



Our business banking products include business checking and savings accounts. Help your business succeed with our business banking services.



We offer many types of services including Visa® Debit/ATM Cards, Credit Cards, Safe Deposit Boxes and many more as well as Notary Public.


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